Effective Date: 14 August 2026
Last Updated: 14 August 2026
Welcome to AnythingMoni, a financial technology platform operated by Anything Technological and Eshop Enterprise (“AnythingMoni,” “we,” “us,” or “our”).
These Terms & Conditions (“Terms”) govern your access to and use of the AnythingMoni website, applications, products, services, accounts, payment facilities, and related services.
Official Business Name: Anything Technological and Eshop Enterprise
Trading Name: AnythingMoni
Address: Suit 29, Ede Shopping Plaza, Airport Road, Benin City, Nigeria
Website: https://anythingmoni.com/
Phone: 08136675752
By accessing or using AnythingMoni, you agree to be bound by these Terms. If you do not agree with these Terms, you should not use our services.
To use AnythingMoni services, you must:
Provide accurate and complete information when required.
Meet any applicable age and legal requirements.
Have the legal capacity to enter into an agreement.
Use the service for lawful purposes.
Comply with applicable laws and regulations.
Certain services may have additional eligibility requirements.
We reserve the right to refuse, suspend, or restrict access where we reasonably believe that an account does not satisfy our requirements or presents a security, fraud, regulatory, or legal risk.
Some AnythingMoni services may require you to create an account.
You agree to:
Provide accurate, current, and complete information.
Keep your account information up to date.
Keep your password, PIN, authentication codes, and other security credentials confidential.
Notify us promptly if you believe your account has been compromised.
Accept responsibility for activity conducted through your account where such activity results from your failure to properly protect your credentials.
You must not create an account using false information or impersonate another person or entity.
To provide certain financial or payment-related services, we may require you to complete identity verification.
You may be required to provide information or documentation such as:
Full name
Phone number
Date of birth
Government-issued identification
Address information
Bank or payment information
Other information reasonably required for verification
We may use third-party verification providers where necessary.
Failure to provide requested information may result in the inability to access certain services.
AnythingMoni may provide or facilitate financial technology and payment-related services through its platform and authorized partners.
Depending on the services available to you, these may include payment processing, transfers, collections, wallet-related services, or other financial technology services.
Specific services may be subject to additional terms, fees, limits, eligibility requirements, and conditions.
Nothing in these Terms should be interpreted as a guarantee that every financial service will be available to every user.
You are responsible for ensuring that transaction information you provide is accurate.
Before submitting a transaction, you should verify relevant details, including:
Recipient information
Account or wallet details
Amount
Payment method
Transaction purpose
Once a transaction has been submitted, cancellation or reversal may not always be possible.
Where a transaction fails, is delayed, reversed, or requires additional verification, we may take reasonable steps to investigate and resolve the issue.
You must immediately notify AnythingMoni if you believe that:
Your account has been accessed without authorization.
Your password or PIN has been compromised.
An unauthorized transaction has occurred.
Your device or authentication credentials have been compromised.
We may temporarily restrict or suspend your account while we investigate suspected unauthorized activity.
You agree to cooperate with reasonable security and fraud investigations.
Certain AnythingMoni services may be subject to fees.
Applicable fees may be displayed on our website, application, transaction interface, or communicated to you before a transaction is completed.
Where applicable, you authorize us and/or our payment partners to deduct relevant fees from the transaction amount, account, wallet, or other available funds.
We may change our fees from time to time. Where required by law, we will provide appropriate notice before changes take effect.
You must not use AnythingMoni to:
Conduct fraudulent transactions.
Launder money or facilitate financial crime.
Finance terrorism or other unlawful activities.
Process proceeds of crime.
Impersonate another person or organization.
Use stolen or unauthorized payment information.
Circumvent transaction limits or security controls.
Operate accounts on behalf of another person without authorization.
Engage in activities prohibited by applicable law.
Interfere with or compromise the security of our systems.
Attempt to gain unauthorized access to our systems or accounts.
Introduce malicious software or harmful code.
Use our services to facilitate scams, phishing, or other fraudulent activities.
We may suspend, restrict, or terminate accounts involved in suspected prohibited activities and may report activity to appropriate authorities where required or permitted by law.
We may suspend, restrict, or terminate your access to AnythingMoni where we reasonably believe that:
You have violated these Terms.
Your account has been compromised.
Your activity presents a security or fraud risk.
Your activity may violate applicable law or regulation.
You have provided false or misleading information.
We are required to do so by a regulator, court, law enforcement authority, or other competent authority.
Continuing to provide the service presents a material legal, operational, or security risk.
Where appropriate and legally permitted, we may notify you of the reason for a suspension or termination.
Termination does not automatically remove obligations that arose before termination.
We aim to keep AnythingMoni services available and reliable, but we do not guarantee uninterrupted or error-free service.
Services may occasionally be unavailable because of:
Maintenance
System upgrades
Technical failures
Network problems
Payment-provider issues
Banking-system outages
Cybersecurity incidents
Power or telecommunications failures
Circumstances beyond our reasonable control
We will take reasonable steps to restore affected services as soon as practicable.
AnythingMoni may rely on banks, payment processors, identity-verification providers, telecommunications providers, hosting providers, technology providers, and other third parties.
Third-party services may be subject to their own terms and policies.
We are not responsible for failures caused by third-party systems outside our reasonable control, although we will take reasonable steps to assist in resolving service-related issues.
Unless otherwise stated, the AnythingMoni name, branding, logos, website content, software, designs, graphics, text, and other materials provided through our services are owned by or licensed to Anything Technological and Eshop Enterprise.
You may not reproduce, modify, distribute, sell, reverse engineer, or commercially exploit our intellectual property without our prior written permission, except where permitted by applicable law.
Where our services allow you to submit information, documents, comments, feedback, or other content, you remain responsible for the accuracy and legality of that content.
You must not submit content that is unlawful, fraudulent, defamatory, abusive, misleading, or infringes another person's rights.
You grant us permission to process submitted information where reasonably necessary to provide the relevant service and comply with our legal obligations.
Your use of AnythingMoni is also subject to our Privacy Policy, which explains how we collect, use, store, and protect personal information.
By using our services, you acknowledge that you have reviewed our Privacy Policy.
By using AnythingMoni, you consent to receive electronic communications relating to your account and transactions.
These may include:
Transaction confirmations
Security alerts
Account notifications
Service announcements
Verification requests
Important legal or operational notices
Electronic communications may be sent through email, SMS, telephone, in-app notifications, or other available communication channels.
To the extent permitted by applicable law, AnythingMoni provides its services on an “as available” basis.
We do not guarantee that:
The services will always be available.
The services will be completely free from errors or interruptions.
Every transaction will be completed successfully.
Third-party financial or payment systems will always be available.
The services will meet every user's particular requirements.
Nothing in these Terms excludes any rights or protections that cannot legally be excluded under applicable law.
To the extent permitted by applicable law, AnythingMoni will not be liable for losses arising from circumstances beyond our reasonable control, including failures of telecommunications networks, banking systems, payment processors, third-party providers, internet services, or other external systems.
We will not be responsible for losses caused by your failure to protect your account credentials, your provision of incorrect information, or your unlawful or unauthorized use of the services.
Nothing in these Terms limits liability that cannot legally be limited or excluded under applicable law.
To the extent permitted by law, you agree to indemnify and hold harmless Anything Technological and Eshop Enterprise, its employees, officers, agents, and service providers from claims, losses, liabilities, costs, or expenses arising from:
Your violation of these Terms.
Your unlawful use of the services.
Fraudulent or unauthorized activity attributable to you.
Your infringement of another person's rights.
Information or content you knowingly provide that is false or misleading.
We may update these Terms from time to time to reflect changes to our services, business practices, technology, or applicable legal and regulatory requirements.
When we make material changes, we may update the “Last Updated” date and provide additional notice where appropriate.
Your continued use of AnythingMoni after updated Terms become effective constitutes acceptance of the revised Terms, subject to applicable law.
These Terms are governed by the laws of the Federal Republic of Nigeria, subject to applicable Nigerian laws and regulations.
Nothing in these Terms prevents you from exercising rights or seeking remedies available to you under applicable law.
If you have a complaint or dispute concerning AnythingMoni, we encourage you to contact us first so that we can investigate and attempt to resolve the matter.
You may contact us using the details below.
Where a dispute cannot be resolved through our internal complaints process, the parties may pursue any remedies available under applicable Nigerian law.
For questions, complaints, account issues, or other matters relating to these Terms, please contact:
Anything Technological and Eshop Enterprise
Trading Name: AnythingMoni
Address: Suit 29, Ede Shopping Plaza, Airport Road, Benin City, Nigeria
Phone: 08136675752
Website: https://anythingmoni.com/
AnythingMoni
Operated by Anything Technological and Eshop Enterprise
Suit 29, Ede Shopping Plaza, Airport Road, Benin City, Nigeria
08136675752
https://anythingmoni.com/
